I thought I’d post weekly regarding the goals I set for myself in 2017. This week will just be smaller strategies to help me meet or maintain the goals I’ve set. Next week will be what I did or didn’t do the previous week, plus the goals for the following week. I’ve enumerated some broad financial goals which weren’t included in any of the previous posts and I will also include some things that aren’t part of my “new year’s” goals. They are stuff that needs to be done, though, so I’m posting it here for accountability.
- Buy nothing new (except consumables).
- Kohl’s sent me a $10 coupon for my birthday. I don’t need anything, but my husband does and it’s not something that we’d buy used. I’ll spend as close to this amount as possible.
- Use it up, Wear it Out, Make it Do, Do Without
- Replace heel caps on pumps, generally care for shoes to increase life.
- Determine what clothing in closet needs to be mended and figure out how to make that happen.
- Declutter for at least 15 minutes every day.
- Focus on master bedroom this month.
- Declutter boxes of stuff from my parents (three).
- Declutter sweater boxes in closet.
- Go through clothing and set aside what can be consigned.
- Open accounts on ebay, CL, etc. to try and sell items.
- Take a walk or somehow be active every day.
- Walk or hike OR
- Yoga in the morning/evening OR
- Body weight strength training
- Write every day.
- Line a day journal
- Morning pages
- Blog 😉
- Read a book each week (at least).
- The Five Love Languages, by Gary Chapman
- Engage in some form of political activism each week.
- Write and/or call my city council reps regarding support for HRO.
- Research ways to make sure the money I do spend goes toward ethical companies and organizations.
I’m not comfortable going into great detail regarding all of our financial goals, but in the spirit of tracking and accountability, here are some broad outlines. I really want to focus on bringing in additional income as recent medical bills plus school have me a bit anxious.
- Track all spending and stick to budget.
- Create excel budget for 2017, as well as excel “check register.”
- Login to online accounts everyday to make sure I haven’t missed an expenditure.
- Bring in additional income to maximize saving and debt reduction.
- Apply to two part time positions (intermittent).
- Investigate Swagbucks and Microsoft Rewards to see if they will work for me. (I tried swagbucks once before and found it infuriating.)
- Get serious about selling possessions that I declutter. I tend to just send things straight to Goodwill, and I suspect I will still donate a good deal, but I also know that with a little time and patience, I could sell a number of things for a small profit. Or…more accurately, mitigate the original, long-forgotten cost.
- Be a better steward of our resources.
- Deposit collected change into credit union account. I’ve been collecting it for a while; I’d like to do this annually. I also want this to kickstart us making better use of the credit union account.
- Set up file to track maintenance, etc on Sonata.
These are goals for those things that need to be done, but aren’t on the above lists. These will probably change each week/each month.
January Pantry Challenge:
- Spend no more than $100 on groceries this month.
- Buy ONLY necessities.
- Avoid grocery store!!
- Eat down stores in pantry, fridge and freezer.
- Make an inventory of what is IN pantry and freezer.
- Use this as an opportunity to try out new recipes.
Since I’m decluttering in the master bedroom this month, my project tasks are in there as well.
- Hang shelf for scarves in master closet.
- Paint missed spot in closet.
- Make and send New Year’s Cards.
- Mail fun packages to my nieces and nephews.
- Make fingerless gloves for myself.